What is Personal Medical Cover?This is a comprehensive medical cover for individuals that ensures the cover holder’s and their family’s health and wellbeing are safeguarded.
The cover offers both inpatient and outpatient benefits and has flexible packages applicable to both individuals and families. One is only eligible for outpatient and other benefits only if they have the inpatient cover which is obligatory. There is however an option for just the inpatient cover.
- Affordable - Get wellness benefit guaranteed for outpatient cover and no claim discount. There's no excess for inpatient cover
- Enhanced value - air evacuation and road evacuation for all cover limits. Get overseas emergency treatment cover of 42 days for limits above USD30,000
- Geographical coverage - treatment in South Sudan, Kenya, Uganda, Tanzania, Rwanda, Sudan, Egypt, Ethiopia and India
- Comprehensive benefits - covers pre-existing conditions, dental and optical benefits included in the outpatient cover. Get covered for chronic conditions & HIV/AIDS
Person(s) from birth to eighty (80) years can join the scheme. Existing members remain in the scheme up to the age of eighty (80). Dependents include spouse, own children, legally adopted and foster children aged from birth to 80 years. Children over the age of 18 will be covered as principal members.
Members above 60 years of age shall be required to undergo a medical checkup at a facility nominated by UAP before coverage can be accepted. The cost of medical checkup shall be borne by UAP after coverage is accepted.