- Loss of income as a result of the accident
- War, political risk & terrorism
- Injury, loss or damage when the driver is under the influence of drugs and/or alcohol
- Injury, loss or damage when the driver is participating in racing competition
- Injury, loss or damage when the motor vehicle is ridden by an unlicensed driver
- Excluding compensation to members of insured’s household and employees
Cover for minivans or buses ferrying passengers. The cover can be comprehensive which means cover for death or injury to third parties. Included is damage to property of third parties following an accident and also damage to an insured vehicle by fire, theft or attempted theft. We also cover any other cause subject to the terms and conditions of the policy or just cover a third party only. Each passenger is charged a premium. Our PSV covers have a Personal Accident cover for both the driver and conductor.