Prepare for the unexpectedWe provide you with insurance solutions for your plant and machinery.
      corporate contractors plant and machinery

      What is Plant and Machinery cover?

      The policy broadly covers loss or damage to the contractor’s construction mobile equipment such as bulldozers, cranes, excavators, compressors, etc., due to an accident arising out of external perils. The cover is operative while the insured property is at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or during subsequent re-erection.
      What's in it for you?

      This covers any loss/damage to the contractor's plant and machinery from any cause occurring at work, rest or during maintenance operations and is not for specific construction site. The risks include fire, lighting & allied perils, riot, strike, malicious damage, transit risks, theft, burglary, collision, impact, collapse.

      Contractors Plant and Machinery
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      Want to know more about the cover?If you want to know more, we have answered a few questions for you.
      • Below is a list of things that are covered on the policy, it's an extension of the policy:

        • Express freight (excluding air freight), overtime and holiday rates of wages
        • Air freight
        • Owner’s surrounding property
        • Clearance and removal of debris
        • Additional customs duty
        • Escalation
        • Third-party Liability
        • Earthquake
        • Acts of terrorism
      • The policy does not pay for certain contingencies/damages as below:

        • Excess amount specified
        • Terrorism, unless specifically covered
        • War, warlike operations and nuclear perils
        • Damage to exchangeable tools or parts
        • Any fault or defect existing at the time of commencement of the policy
        • Loss or damage discovered only at the time of taking an inventory
        • Loss or damage due to explosion of any boiler or pressure vessel, subject to internal steam or fluid pressure, or of any internal combustion engine
        • Loss or damage while in transit from one location to another
        • Loss or damage due to total or partial immersion in tidal waters
        • Loss or damage due to abandonment of any plant and/or machinery working in underground mines or tunnels
        • Damage due to wear and tear, corrosion, rust, etc.
        • Loss or damage due to electrical or mechanical breakdown, failure, breakage or derangement, freezing of coolant or other fluid, defective lubricant or lack of oil or coolant
        1. Policy does not cover loss or damage due to:
          • Electrical or mechanical breakdown
          • Pre-existing defects
          • Defective lubrication or lack of oil or coolant
          • Any sort of damage for which the manufacturer or supplier is responsible
          • Any consequential loss
          • Loss or damage to vehicles used for general road use, unless working on the specified construction site
      UAP Insurance S.Sudan is a subsidiary of the UAP Old Mutual Group, EA, which is part of Old Mutual Limited (OML) a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.
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